Delinquent Account Resolution

Bad Debt

Our highly trained staff understands the nuances of how to work through debt resolution with patients that are able to pay, all while delivering an empathetic customer-focused approach, sometimes enabling removal of the delinquency on credit reports. Whether acting as the primary debt collection agency, or working as a secondary placement agency, we apply our best efforts to resolve all accounts, irrespective of age or balance.

Collecting third party bad debt presents its own unique set of challenges. With three decades of experience as a commercial collection agency, we have the knowledge and processes in place to maximize collections from third parties, including major and minor payers across the country.

We welcome clients from Evanston, Chicago, Joliet, Naperville, Schaumburg and surrounding locations.

  • I've worked with HCS for years, they hire the best people. They're kind to the debtors while getting the job done.

  • Harvard just gets it right. We don't get complaints. And, we are able to collect from debtors that are able to pay.

  • As a billing company, we are asked all of the time to refer our clients to a collection agency. Our 'go-to' is Harvard.